How does the Petal 1 Visa Card work?

Check it out now and get more information. How it works, fees, interest rates and more.

Founded in 2016, Petal offers Visa credit cards to customers with poor or no credit history.

The Petal 1 Visa can be a great way to help customers make progress toward their financial goals, and is ideal for those looking to build credit from scratch.

See more info below!

How does it work and who provides it?

The Petal 1 Visa is a credit card suitable for people with low credit, requiring no upfront security deposit.

The card also has a cash back program that allows you to earn up to 10% cash back at select retailers.

One of the best benefits of this card is that the credit analysis doesn’t affect your credit score, meaning the analysis isn’t based on your credit history, so it’s not an issue if you don’t have a Hello. If you qualify, Petal will release your credit score.

Moreover, it offers a good limit, no fees and the best price.

What is the card limit?

The card offers between $300 and $5,000, so you can buy everything without worry.

Does it have any financial value?

• One-year mortality rate: 24%–31.74% (variable).
• Purchase Introductory APR: Not applicable.
• Balance transfer Intro Annual percentage rate: not applicable.

Are there any fees?

1. Annual fee: $0.
2. Advance fee: 2-10% cash back at selected merchants.
3. Foreign labor income: No foreign labor income.

Who can get the card?

So people with bad/no credit scores, you need a credit score of at least 300 to have a chance of getting in.

How can you order it?

Applying for the Petal 1 Visa card requires pre-approval, which will determine whether or not you qualify. Therefore, you will require the following:

• Personal information: Name, date of birth, country, email address, phone number, etc.
• Contact information: Phone number and address.
• Financial information: Your annual income, occupation, employer information, etc.

What happens after applying for a Petal 1 visa?

After you apply, Petal 1 Visa will send you an email to let you know if you’ve been approved for a Petal card, as well as your eligible credit limit and annual fee.

Frequently Asked Questions:

How long does it take for Petal to increase my eligibility?
It takes about six months.

Is it possible to get approved for a petal card?

No, getting petal cards is not that hard.

Can I get a Petal card if I live outside the United States?

Not yet! Currently, Petal is only available to permanent residents of the United States in all 50 states.

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