American Express Gold

Here are all the benefits of this credit card. Keep reading to learn more about it!

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The American Express Gold is a card designed for people looking for a card that offers: a wide range of dining benefits, annual dining credits, rewards at American restaurants and stores, and other benefits.

HOW TO APPLY

The card also comes with travel protection and other types of credit.

Benefits and features of this credit card

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  • Welcome gift
  • $100 resort fee.
  • Gifts rewards on dining, shopping, and travel choices.
  • Flexible reimbursement solutions
  • $120 dining credit.
  • No fees on international transactions
  • Up to $120 in Uber reimbursements per year.
  • 4 Membership benefits
  • $100 resort fee.
  • 4 points at US stores on purchases up to $25,000 per year.
  • 3 points on flights booked directly with the airline or amextravel.com.

Card details:

  • Annual fee: $250
  • Credit card brand: American Express.
  • International credit card: Yes.
  • Interest rate: 15.99% – 22.99% (varies).
  • Pros
  • Points never expire.
  • No expiration date;
  • Redeem points for gift cards, shopping, travel, entertainment, merchandise or charity.
  • Cons
  • High annual fee;
  • No travel insurance;
  • Higher APR for overtime pay.

Is the American Express Gold for you?

This card is probably for people who don’t mind a high annual fee, although it doesn’t offer many rewards, so you’ll want to earn enough rewards to avoid the $250 annual fee.

That’s why it’s important to consider the annual fee.

How can you benefit?

There are many ways to earn points, see below:

60,000 points after you spend $4,000 on eligible purchases on your new card in the first 6 months.

3 points on flights booked directly with the airline or Amex Travel.

4 points at U.S. stores. (Max spend $25,000 per year, then 1 point)

1 point everywhere else

Is it worth saving?

Yes, that’s right. The card offers one of the best rewards you can find for shopping in the U.S., but it comes with a high annual fee.

So if you spend a lot of money on groceries, stores, and restaurants, this might be the right option for you.

In other words, you’ll need to use up your credit card balance each year to cover the $250 annual fee.

card with no annual fee
American Express Gold
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